Riggins Strategic Solutions
Care and caregiver support

The Part of Caregiving Nobody Warns You About

August 5, 2026 · 0:53

You priced a few hours of help a week and thought it was handled. Run the number for year three, not year one.

Full transcript

You priced out a few hours of help a week for mom and figured you had it handled. Then year three showed up. Assisted living crossed $5,400 a month this year, and in-home care is climbing even faster.

AARP says long-term care costs jumped close to 50% since 2019, while incomes barely moved. But the cost I worry about most isn't on any invoice. It's you.

Keeping under six hours for weeks, snapping at people, forgetting your own appointments. That's not you failing. That's the load.

So run the harder question early. How much help will mom need in year three, not year one? Take the respite hours your county offers.

They're not selfish. They're the only way to keep going. Go to RigginStrategicSolutions.

com slash Work With Ryan and grab the link below.

The free tool for this one

This is the problem the video just described, worked out on paper. No cost, no signup wall.

Run the aging in place break-even

Where these numbers come from

Every figure in the script was checked against a named source before it was recorded.

  • CareScout 2026 Cost of Care, assisted living median about $5,419 a month.
  • AARP Public Policy Institute, long term care costs up about 50 percent from 2019 to 2024.

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