Money and paying for care

The Medicare Letter Most Seniors Throw Away (Don't)

August 11, 2026 · 0:54

The Annual Notice of Change is how a plan changes your costs, your drugs and your doctors for next year. It arrives in September.

Full transcript

This one is for you if you are the one on Medicare. In September, your plan mails you a booklet called the Annual Notice of Change. Most folks glance at the cover and toss it.

Do not. That letter is how your plan changes your coverage for next year without a single phone call, new costs, dropped drugs, a doctor who is suddenly out of network. It is all in there, and it takes effect January 1st.

Whether you read it or not, you have read every important letter that ever landed in your mailbox. Read this one too, and compare your options on the planfinder at medicare. gov or call 1-800-MEDICARE.

Open enrollment runs October 15th to December 7th. You took care of your family for years. This is one more way to stay in the driver's seat.

Grab the free roadmap at RIGGONSTRATEGICSOLUTIONS. COM. Link is below.

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Where these numbers come from

Every figure in the script was checked against a named source before it was recorded.

  • Medicare.gov, Annual Notice of Change.
  • Medicare Open Enrollment runs October 15 to December 7.

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