Care and caregiver support

Stay Home or Move? The Break-Even Math Nobody Runs

August 14, 2026 · 0:47

Most families decide on a feeling. It is not the grab bars, it is how many hours of help she needs in year three.

Full transcript

Most families choose stay home or move on a feeling and never run the math. That's how the money gets away from you. A late July report found nearly two out of three families now see home care as a long-term answer, not a stopgap.

Good instinct. But here's the part you don't want to skip. The cost isn't the grab bars and the ramp.

Those are one time. The real question is how many hours of help your mom needs in year three, not year one. After about 10 hours a week, staying home usually wins.

Past 30 hours a week, assisted living is often cheaper. All in. So run your real numbers before you make the emotional call.

Measure the year three number first. Grab the free breakeven tool at RigginsStrategicSolutions. com.

Link is below.

The free tool for this one

This is the problem the video just described, worked out on paper. No cost, no signup wall.

Run the aging in place break-even

Where these numbers come from

Every figure in the script was checked against a named source before it was recorded.

  • A Place for Mom, What Makes Home Care Work, July 21 2026 (aplaceformom.com).

Everything a family needs here is free.

Twenty modules and sixty-nine tools in the Blueprint, and the Roadmap that lays your situation out on one page. No cost, and no pressure to sell anything.

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