Riggins Strategic Solutions
Legal

If Your Parent Had a Stroke Tomorrow, Could You Step In?

August 7, 2026 · 0:52

No power of attorney on file means the bank says no, and the family ends up in court for guardianship. Four documents close the gap.

Full transcript

Your dad has a stroke, you walk into his bank to handle things, and they tell you no. That's when most families find out there's no power of attorney on file. No POA means no authority, so you're headed to court for guardianship where the bills stack up.

Four documents close that gap. A durable financial power of attorney, a healthcare power of attorney, an advance directive, and an up-to-date will. Most families have an old will from the 90s and none of the other three.

Here's your homework this weekend. Ask your parents one question. If you couldn't handle your own money for 90 days, who signs?

If they can't name the document, you just found the gap. Sign it while everyone's healthy and you keep control. Go to RigginStrategicSolutions.

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Where these numbers come from

Every figure in the script was checked against a named source before it was recorded.

  • The four documents: durable financial power of attorney, healthcare power of attorney, advance directive, and an up to date will or trust.
  • Rules vary by state. Confirm with a licensed elder law attorney.

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