Palm Beach County, FL Senior Help Directory: West Palm Beach Programs for Seniors and Families (2026)

Q: My parents live in Boca Raton and my aunt lives in Jupiter. Do they get the same break?

No, and this is the biggest gap in Palm Beach County. Jupiter adopted the senior exemption at $50,000. Boca Raton does not appear on the Property Appraiser's list of adopting authorities at all. Your parents in Boca Raton still get the standard homestead exemption, the Save Our Homes cap, and the $25,000 Palm Beach County portion, because the county passed its own ordinance, but there is no Boca Raton city-portion senior exemption to apply for. Your aunt in Jupiter gets both the county and the town portions. Both households should still call 561-355-2866, because the county piece alone is worth having.

Q: Dad is homebound in Boca Raton and can't cook. How do we get him meals?

Call The Volen Center at 561-395-8920, which is the south county agency, at 1515 West Palmetto Park Road in Boca Raton. Also call the Palm Beach County Division of Senior Services at 561-355-4746, which runs the county's home delivered meals program and will do a case management assessment. Do not start with Meals on Wheels of the Palm Beaches for a Boca address: their delivery area runs from Lantana Road north through Jupiter plus some Delray Beach senior communities, so Boca Raton is outside it. If you are not sure which agency covers an address, the Elder Helpline at 1-866-684-5885 will route you in one call.

Q: The air conditioning died and my mother is 81 in Lake Worth. Who helps?

Because she is over 60, start with the county's own EHEAP through the Division of Senior Services. Her closest office is the Mid County Senior Center at 3680 Lake Worth Road, 561-357-7100. EHEAP covers one cooling benefit between April 1 and September 30, not to exceed $400, and it requires a verifiable energy crisis. Call before you go, because it runs while funds last. In parallel, apply for LIHEAP at floridaliheap.com or 1-833-273-9455, which pays up to $1,000 for a crisis. If the unit needs replacing rather than paying a bill, ask the county's Department of Housing and Economic Development at 561-233-3600 when its repair application window next opens.

Free, plain-English help for seniors and families in Palm Beach County, FL. Education, not advice. Verify before you rely on it.

Start here (works anywhere)

211 (dial 2-1-1), Eldercare Locator 1-800-677-1116, BenefitsCheckUp.org, Medicare 1-800-633-4227, Social Security 1-800-772-1213, VA 1-800-827-1000, Alzheimer's 24/7 Helpline 1-800-272-3900, National Elder Fraud Hotline 1-833-372-8311, Crisis Lifeline 988

Three local front doors: 211 Palm Beach and Treasure Coast, answered 24 hours a day, every day (dial 2-1-1, call 561-383-1112, email Help@211pbtc.org, or chat on their site) | the Elder Helpline at 1-866-684-5885, which reaches the Area Agency on Aging of Palm Beach/Treasure Coast, the Area Agency on Aging and Aging and Disability Resource Center for Palm Beach, Martin, Okeechobee, St. Lucie, and Indian River counties, Monday through Friday 8 a.m. to 5 p.m., at 701 Northpoint Parkway, Suite 115, West Palm Beach, FL 33407, with a direct line of 561-684-5885 | the Palm Beach County Division of Senior Services at 561-355-4746, at 810 Datura Street, Suite 300, West Palm Beach, FL 33401

That third door deserves a paragraph, because a lot of counties do not have one. Palm Beach County government runs its own Division of Senior Services, separate from the Area Agency on Aging, and it is the designated lead agency for older adult programs in the county. It employs its own case managers, who hold bachelor's or master's degrees and work in Creole, Spanish, and English, and they do home visits to figure out what a person actually needs rather than handing you a list. The division runs congregate meal sites, home delivered meals, adult day care, senior centers, and the elder energy program, and it operates from four locations: the administration office at 810 Datura Street in West Palm Beach (561-355-4746), the Mid County Senior Center at 3680 Lake Worth Road in Lake Worth (561-357-7100), the North County Senior Center at 5217 Northlake Blvd. in Palm Beach Gardens (561-694-5435), and the West County Senior Center at 2916 State Road 15 in Belle Glade (561-996-4808). The senior centers require no membership and charge no fee to walk in, hot lunch is served daily, and they run everything from chair exercise to free AARP tax preparation.

One local program worth knowing by name: Sunshine Calls. It is a free telephone reassurance program run through 211 that calls to check on seniors 60 and older, homebound or disabled people of any age, and isolated family caregivers 18 and older. Calls go out seven days a week between 7:30 a.m. and 5 p.m., it covers Palm Beach plus the four Treasure Coast counties, and it costs nothing. Sign up by dialing 2-1-1 and asking for Sunshine Calls, or emailing sunshine@211pbtc.org. If you live out of state and worry about a parent who lives alone down here, this is the cheapest peace of mind available.

One more number to write down. The Florida Abuse Hotline at 1-800-962-2873 takes reports of known or suspected abuse, neglect, or exploitation of a vulnerable adult, 24 hours a day.

Property tax relief (apply with the Palm Beach County Property Appraiser, 561-355-2866, pbcpao.gov)

Florida seniors apply for property tax relief through the county Property Appraiser, not the Tax Collector. In Palm Beach County that office is at 301 N. Olive Ave., 1st Floor, West Palm Beach, FL 33401, phone 561-355-2866, email myexemption@pbcpao.gov.

Now here is the local story, and Palm Beach County has the most complicated version of it in Florida. The senior exemptions are a local option. Every county and every city has to pass its own ordinance, the exemption only reduces the millage of the government that passed it, and it never touches school district taxes. Most Florida counties end up with a tidy answer. Palm Beach County has 39 incorporated municipalities, and they did not agree on much.

Standard Homestead Exemption (statewide, any qualifying primary residence): up to $50,000 off the assessed value of a permanent primary residence you own and occupy as of January 1. It comes in two pieces, the first $25,000 and an additional amount that phases in on assessed value above $50,000. Applications are due by March 1. After the first year, the annual increase in assessed value is capped, and that cap is Save Our Homes, which in a county where values have run hard is often worth more over time than any exemption on this page.

Limited Income Senior Citizen Exemption (65+): an additional exemption on top of the standard homestead for owners who meet all of these:

At least one owner is 65 or older.
The owner already has or qualifies for the regular homestead exemption.
Household income does not exceed $38,686 for the 2026 exemption, based on the prior year's income. The Property Appraiser notes this figure does not include tax-exempt bond interest or non-taxable Social Security income. The limit is set annually by the Florida Department of Revenue and was $37,694 for 2025.

Here is what each government in Palm Beach County actually adopted, per the Property Appraiser's own list:

$50,000: Haverhill, Juno Beach, Jupiter, Jupiter Inlet Colony, Loxahatchee Groves, Riviera Beach, Wellington
$25,000: Palm Beach County, Boynton Beach, Delray Beach, Greenacres, Lake Worth Beach, Lantana, North Palm Beach, Palm Beach Gardens, Palm Springs, South Palm Beach, Tequesta, West Palm Beach
$10,000: Lake Park
$5,000: Royal Palm Beach

Count them and you get 20 municipalities plus the county. That leaves 19 of the county's 39 municipalities that have not adopted it at all, and the list includes some big names: Boca Raton, the Town of Palm Beach, Highland Beach, Atlantis, Lake Clarke Shores, Ocean Ridge, Manalapan, Gulf Stream, Hypoluxo, Mangonia Park, Palm Beach Shores, Briny Breezes, Cloud Lake, Glen Ridge, Golf, Westlake, and the three Glades cities, Belle Glade, Pahokee, and South Bay.

Read that list twice if your parents live in one of those places. Boca Raton is the one that surprises people most, because it is the second largest city in the county and it skews old. A qualifying 78-year-old in Boca Raton does not get a Boca Raton senior exemption, because there is no Boca Raton ordinance to get. What that person does still get is the standard homestead exemption, the Save Our Homes cap, and the $25,000 Palm Beach County portion, because the county adopted separately from the cities. That is real money and it is worth applying for. The same is true in Belle Glade, Pahokee, and South Bay, which is worth saying plainly because those are the lowest-income communities in the county and they get only the county piece.

The flip side: a qualifying senior in Jupiter, Wellington, or Riviera Beach gets $50,000 off that city's portion plus $25,000 off the county portion. Same income, same age, very different bill.

Super Senior Citizen Exemption: this is the one worth a phone call, and in Palm Beach County only two cities offer it, Boynton Beach and Delray Beach. You must already meet the limited income senior qualifications, plus:

Have maintained ownership and permanent residence at the property for at least 25 years.
Have a market value of less than $250,000 at the time of application.

Under Florida law this exemption equals the assessed value of the property rather than a flat dollar amount, which is why it is so much larger than the regular senior exemption. For a long-time Boynton Beach or Delray Beach homeowner still under the $250,000 value line, this can remove the city's portion of the bill. If a parent has been in the same Boynton or Delray house since 2001 or earlier, make the call.

The deadline and the paperwork. Apply by March 1 using form DR-501SC, and expect to provide a copy of the federal 1040 or the Social Security 1099. First-time applicants also need proof of age. Do not let missing paperwork stop you from filing by the deadline; call and ask what they will accept later.

Other exemptions worth asking about in the same call: $5,000 widow or widower (a death certificate is required); $5,000 for civilian total and permanent disability or legal blindness, documented on form DR-416B or by a VA or Social Security letter; a full exemption for total and permanent disability with an income test that is separate from the senior income test, so ask for the current year's figure; $5,000 for a veteran with a service-connected disability rated 10 percent or higher; a full exemption for a veteran with a service-connected total and permanent disability; a combat-related disability discount for veterans 65 and older, where the discount equals the disability percentage; a full exemption for a first responder totally and permanently disabled in the line of duty; and a full exemption for the surviving spouse of a veteran or first responder who died in the line of duty. Because several of these income limits change every year, ask the Property Appraiser for the current figure rather than trusting a number you read online.

A separate office handles the bill. The Constitutional Tax Collector, Serving Palm Beach County (561-355-2264) sends and collects the bill and cannot grant exemptions. Two things there help people on fixed incomes. Paying early earns a discount: 4 percent in November, 3 percent in December, 2 percent in January, and 1 percent in February. And the Installment Payment Plan breaks the bill into four payments if your estimated taxes total more than $100. You enroll between November 1 and April 30 for the following year. The first quarter is due in June with a 6 percent discount (pay by July 31 with no discount or you are dropped from the plan), the second quarter is due September 30 at 4.5 percent, the third is due December 31 at 3 percent, and the balance is due March 31.

The one move: call 561-355-2866 before March 1, give them the exact address so they can confirm which municipality you are actually in and what that municipality adopted, and if the home has been the permanent residence for 25 years or more and sits in Boynton Beach or Delray Beach, ask them specifically about the Super Senior exemption.

Food

Palm Beach County has three separate meal doors and they cover different parts of a county that runs about 45 miles north to south. Calling the wrong one costs you a week.

Palm Beach County Division of Senior Services (561-355-4746) runs the county's Older Americans Act nutrition program: congregate meals served Monday through Friday at senior meal sites, and home delivered meals for older adults who cannot prepare their own food, cannot shop, and have no one to shop or cook for them. Case managers do an in-home assessment. This is the countywide door and the one to start with if you are not sure.
Meals on Wheels of the Palm Beaches (561-802-6979, extension 7 for eligibility) serves people 65 and older who are homebound, defined as spending at least 80 percent of their time at home and being there for weekday deliveries. There is no income requirement, but there is a cost: meals run on a sliding scale from $1.75 to $7.00 each, which works out to roughly $35 to $140 a month. The service area is specific, running from Lantana Road north through Jupiter, plus some senior communities in Delray Beach, so confirm your address when you call. Office hours are Monday through Thursday 9 a.m. to 5 p.m. and Friday 9 a.m. to 3 p.m. Service typically starts within two weeks of completed paperwork.
The Volen Center (561-395-8920), formerly the Mae Volen Senior Center, at 1515 West Palmetto Park Road in Boca Raton, is the south county agency. It runs home delivered meals and senior dining sites, plus adult day care at 850 North Congress Avenue in Delray Beach (561-265-3667), companion care, respite, homemaking, and personal care, coordinated through the Area Agency on Aging.
Palm Beach County Food Bank, at 701 Boutwell Road, Suites A-2, Lake Worth, FL 33461, phone 561-670-2518, distributes through more than 200 partner pantries, churches, and mobile food pantries across the county. Use the Find Food tool at pbcfoodbank.org. It also runs two programs built specifically for older adults: Produce for Seniors, which delivers biweekly boxes of fresh produce with recipes, and Groceries for Seniors, which delivers shelf-stable food and recipe cards to low-income seniors every two weeks through partner organizations. Ask for them by name.
SNAP (food stamps) is based on income, not age. Apply any time through Florida's MyACCESS portal at myaccess.myflfamilies.com, or call the state customer call center at 850-300-4323.

Energy and utility help

Palm Beach County has two separate energy doors, and which one you use depends on age. Most families call the wrong one first.

EHEAP is the elder-only program, and in Palm Beach County the county itself runs it. That is unusual and it is good news, because it means you call the same Division of Senior Services that handles meals and case management. The Emergency Home Energy Assistance for the Elderly Program requires at least one person 60 or older in the household, low income, and a verifiable home energy crisis. Households get one summer cooling benefit between April 1 and September 30 and one winter heating benefit between October 1 and March 31, not to exceed $400 each. You cannot use it if you live in government subsidized housing where heating and cooling are entirely included in the rent. Apply at any of the four offices: administration at 561-355-4746, Mid County Senior Center 561-357-7100, North County Senior Center 561-694-5435, or West County Senior Center 561-996-4808. The county notes that applications are processed while funds remain available, so call before you drive over.
LIHEAP is the general program, run by the county's Community Action program. Household income must be at or below 60 percent of State Median Income or 150 percent of the federal poverty guidelines, you must live in Palm Beach County, and the utility bill must be in a household member's name. The published benefit limits are up to $1,000 for a Crisis benefit (winter and summer) and up to $700 for regular Home Energy help. Apply online at floridaliheap.com, or call the call center at 1-833-CSD-WILL, which is 1-833-273-9455, or schedule an in-person appointment at 561-355-4792. Community Action service centers are at 810 Datura Street in West Palm Beach, 1440 Martin Luther King Blvd in Riviera Beach, 1699 Wingfield Street in Lake Worth, 225 South Congress Avenue in Delray Beach, and 38754 State Road 80 in Belle Glade. The county says particular effort is made to serve the elderly and people with special needs.
Do not assume the income is too high. Sixty percent of State Median Income is a higher bar than most retirees expect, and the LIHEAP and EHEAP tests are different from the property tax income test. Being over one does not mean you are over the other.
For a past-due bill right now, dial 211. They keep the current list of church ministries and local funds that still have utility money this month.

Medicare, Medicaid, prescriptions

Florida's SHIP (free Medicare counseling) is SHINE, Serving Health Insurance Needs of Elders, a volunteer program of the Florida Department of Elder Affairs delivered locally by the Area Agency on Aging of Palm Beach/Treasure Coast. Counseling is free, unbiased, and confidential, and counselors are trained volunteers who do not sell insurance. They handle Medicare eligibility and enrollment, plan choices, appeals, Medigap policies, long-term care insurance, prescription drug plans, fraud, and the programs that lower Medicare costs. Call 1-866-684-5885 or 561-684-5885, Monday through Friday 8 a.m. to 5 p.m. Start here before any Medicare decision, and especially before switching plans during open enrollment.
Medicaid in Florida, including long-term care coverage and the programs that help pay Medicare costs, is applied for through the Department of Children and Families at myaccess.myflfamilies.com or 850-300-4323.
Medicare Savings Programs (help paying Part A and B premiums) and Extra Help, also called the Low-Income Subsidy, which lowers Part D drug costs, are screened through SHINE (1-866-684-5885), Social Security (1-800-772-1213), and MyACCESS. Florida does not run a general statewide senior drug program, so ask SHINE about Extra Help and use BenefitsCheckUp.org to find manufacturer and nonprofit patient-assistance programs for specific medications.

Home repair and safety

This is the section where Palm Beach County requires the most patience, because the money moves in narrow windows rather than sitting open all year.

Palm Beach County Department of Housing and Economic Development, at 100 Australian Avenue, 5th Floor, West Palm Beach, FL 33406, phone 561-233-3600, runs the county's owner-occupied repair and rehabilitation programs. Its Emergency Repair Program most recently opened for applications on June 8, 2026 and closed June 26, 2026. That is a nineteen-day window for the whole year. If you are reading this outside that window, the move is to call 561-233-3600 and ask when the next application period opens and how you will be notified, then set a reminder. Do not assume a closed page means the program is gone.
The county also runs owner-occupied housing rehabilitation for substantial repairs that correct code violations and conditions threatening the health and safety of the people living there, generally funded as a deferred loan secured by a recorded mortgage and forgiven after a term of years. Award amounts, income limits, and which parts of the county qualify change with the funding source, and several of the county's program pages were offline when this page was checked, so get the current terms from 561-233-3600 or hedcomments1@pbcgov.org rather than from a summary.
Check whether the address is inside a city. Some county housing programs are limited to the unincorporated area, and Palm Beach County has 39 municipalities, so a great many addresses that read as "West Palm Beach" or "Boca Raton" in the mail are one thing for postal purposes and another for program eligibility. Ask the county which pot your address falls under, and ask your city whether it runs its own housing rehabilitation program, because several of the larger ones do.
For a cooling emergency specifically, do not wait on a rehabilitation program. In South Florida a dead air conditioner is a health emergency. Call the Division of Senior Services about EHEAP at 561-355-4746 and Community Action about LIHEAP at 1-833-273-9455 the same day.
211 can find a faith-based or volunteer group that does small repairs and safety work such as grab bars and ramps when no government program is open.

Rent, housing, emergency cash

211 Palm Beach and Treasure Coast is the fastest route, answered around the clock. Dial 2-1-1 or call 561-383-1112.
County rental and relocation assistance runs on a monthly capacity limit, not a permanent waitlist. The county's own portal states that intake for rental and relocation assistance is closed when it has reached the maximum capacity for the current month, and that the next opening is announced on the site. That means checking back at the start of a month is a real strategy rather than a brush-off. Apply through the county's service eligibility portal, or call 1-833-CSD-WILL, which is 1-833-273-9455, 8 a.m. to 4:30 p.m.
Utility assistance is a separate line and it was open when this page was checked, so if the rent door is closed the utility door may not be. Same phone number, or floridaliheap.com.
211 also runs Elder Crisis Outreach, which exists for vulnerable seniors who do not have the physical strength, money, or family support to work through a crisis alone. If a parent is overwhelmed rather than merely short of one payment, say that when you call.
For Medicaid, SNAP, and Temporary Cash Assistance, apply through MyACCESS at myaccess.myflfamilies.com or 850-300-4323.

Transportation

The rules changed on January 18, 2026, so ignore older advice. On April 8, 2025 the Palm Beach County Board of County Commissioners approved new paratransit guidelines, and as of January 18, 2026 Palm Tran Connection is split into two programs:

Connection ADA covers trips where both the pick-up and drop-off are within three-quarters of a mile of Palm Tran's fixed-route network.
Connection Plus covers trips where the pick-up or drop-off falls outside that three-quarter-mile band. In a county with as much low-density western development as this one, that distinction decides a lot of trips.

You must apply and be approved before riding either. Call 561-649-9838, option 7, or toll free 1-877-870-9849, 8 a.m. to 5 p.m. any day of the week. After approval you can book online through PassWeb. Palm Tran lists the Connection single ride fare at $4.00, payable through the Connection app or with Tickets to Ride bought in person at 50 S. Military Trail, Room 122, Palm Springs. Because the two-program structure is new, confirm the fare that applies to your specific trip type when you are approved.

If your parent can still ride a regular bus, the half fare is the better deal and it takes one registration. Palm Tran's reduced fare covers seniors 65 and over, Medicare card holders, people with disabilities, students 21 and under, and veterans with a service-connected VA card. Regular fares are $2 for a single trip, $5 for an unlimited one-day pass, and $70 for an unlimited 31-day pass. Reduced fares are $1 single, $3.50 day pass, and $55 for the 31-day pass. Seniors register with a valid driver license or Florida ID card by emailing PTdiscount@pbcgov.org or visiting the Palm Tran Central County Facility at 1200 S. Congress Ave., Palm Springs, FL 33406. Two cautions: there is no age at which seniors ride entirely free here, and a Medicaid card does not qualify you for the discount.

In the south county, The Volen Center runs its own Community Coach group rides in wheelchair-equipped vehicles for a nominal fee, serving from Boynton Beach south to north Broward, going to medical appointments, food stores, and social and religious activities. Rides are Monday through Friday only and reservations are required. Call 561-395-8920, option 5.
Medicaid long-term care plans cover transportation as a plan benefit, so if a parent is enrolled in Statewide Medicaid Managed Care Long-Term Care, ask the plan before paying out of pocket.
General Palm Tran customer service is 561-841-4200.

Legal help

The Elder Law Project at the Legal Aid Society of Palm Beach County is the single most underused resource on this page, because it has no income test. Services are free to any resident 60 or older of Palm Beach, Martin, St. Lucie, Okeechobee, or Indian River County regardless of income, and caregivers of seniors and grandparents or relatives raising minor children also qualify. It covers abuse, neglect, or exploitation by a family member or caregiver, domestic violence protective orders, landlord and tenant disputes, public and subsidized housing problems, eviction defense, SSI and Social Security, Medicaid including Qualified Income Trusts, Medicare, managed care and long-term care, debt collection and garnishment defense, mortgage and reverse mortgage foreclosure defense, bankruptcy for debt relief or home preservation, and scams and fraud. Call 561-655-8944 or toll free 800-403-9353. The office is at 423 Fern Street, Suite 200, West Palm Beach, FL 33401, open Monday through Thursday 9 a.m. to 5 p.m. and Friday 9 a.m. to 4 p.m.
That reverse mortgage line matters more than it looks. If a parent took a reverse mortgage and is now facing foreclosure over unpaid taxes or insurance, that is a specific, fixable legal problem and there is a free lawyer in this county for it.
Florida's Senior Legal Helpline gives free legal advice and brief services by phone to Florida residents 60 and older on civil matters including housing, family matters, government benefits, and contract and consumer problems. Call 1-888-895-7873, Monday through Friday 9 a.m. to 4:30 p.m. It is operated by Bay Area Legal Services and serves seniors statewide, so it is a second shot if the local office is at capacity. Interpreters are free.
To report suspected abuse, neglect, or exploitation of a vulnerable adult, call the Florida Abuse Hotline at 1-800-962-2873, 24 hours a day.

Caregiver support

The Area Agency on Aging runs the Older Americans Act caregiver support program along with respite, adult day care, chore, companionship, counseling, emergency alert response, homemaker, personal care, and specialized medical equipment. Start at the Elder Helpline, 1-866-684-5885.
The Alzheimer's Disease Initiative is the one to ask for by name if there is a dementia diagnosis. Through the Area Agency on Aging it serves people 18 and older with a diagnosis of Alzheimer's disease or a related disorder, and their caregivers 18 and older.
Community Care for the Elderly (CCE) serves functionally impaired adults 60 and older to preserve independence and prevent or delay costlier institutional care. Home Care for the Elderly (HCE) pays a subsidy to a caregiver 18 or older living in the home with a care recipient 60 or older, for up to three elders. Both start at 1-866-684-5885.
Alzheimer's Community Care is the Palm Beach County dementia specialist and it is worth calling directly. Headquartered at 1615 Forum Place, 5th Floor, West Palm Beach, FL 33401, phone 561-683-2700, with a 24/7 assistance line at 1-800-394-1771 for non-medical dementia-related crises. It provides Family Navigators at no cost, education and training, and caregiver support groups across Palm Beach, Martin, and St. Lucie counties. If it is 11 p.m. and your father with dementia will not go to bed, that assistance line is answered.
The Volen Center (561-395-8920) provides respite, companion care, homemaking, and adult day care in the south county, and the Division of Senior Services (561-355-4746) runs adult day care and respite through its own case managers.
The Alzheimer's Association 24/7 Helpline (1-800-272-3900) is staffed at any hour, and 211 can point you to other local support groups.

Staying at home instead of a nursing home

Florida Medicaid pays for care at home through the Statewide Medicaid Managed Care Long-Term Care program, for people 65 and older who are Medicaid eligible, or 18 and older and Medicaid eligible by reason of a disability, who are also determined by the state's CARES unit at the Department of Elder Affairs to be at a nursing home level of care. Plans must cover, at minimum, adult companion care, adult day care, assisted living facility services, attendant care, caregiver training, case management, home accessibility adaptation, home delivered meals, homemaker, hospice, nursing care, medical equipment and supplies, nursing facility care, occupational, physical, respiratory and speech therapy, personal care, emergency response systems, respite care, and transportation. Start the screening through the local Aging and Disability Resource Center, which here is the Area Agency on Aging of Palm Beach/Treasure Coast, 1-866-684-5885. Ask about the waitlist when you call, and start early.
PACE (the Program of All-Inclusive Care for the Elderly) wraps all medical care, therapy, an adult day center, home care, and prescriptions into one program for people 55 and older who meet a nursing home level of care but can live at home with help. Palm Beach County has one operational PACE organization, MorseLife PACE, also branded as Palm Beach PACE, and it runs three centers:
- West Palm Beach, 4847 David S. Mack Drive, West Palm Beach, FL 33417, 561-529-9829
- Delray Beach, 2475 West Atlantic Avenue, Delray Beach, FL 33445, 561-325-6439
- Greenacres, 4550 Jog Road, Greenacres, FL 33467, 561-332-1762
All three are open Monday through Friday 8 a.m. to 5 p.m. To enroll you must be 55 or older, live in a PACE center's service area, meet Florida's medical eligibility rules including a Department of Elder Affairs determination that you qualify for nursing home care, be able to live safely in the community, and be eligible for Medicaid and Medicare or Medicaid only.

Florida's Agency for Health Care Administration monthly PACE report for February 2026 lists MorseLife PACE as the only operational PACE organization present in Palm Beach County, with 1,006 enrollees that month and 1,121 unique individuals served in the fiscal year to that point, against 1,206 funded slots. The same report lists a second organization, Kinship Palm Beach PACE, as undergoing review. Its application was received on June 30, 2025 and was still pending initial state approval, which means it is not operating and should not be counted on. If you find it advertised somewhere, that is a program in the application process, not an option available to your parent today.
The county's own case management, home delivered meals, adult day care, and in-home services through the Division of Senior Services at 561-355-4746 also help an older adult stay home longer, and none of them require a Medicaid determination to start.

Frequently asked questions

Mom is 74 in Wellington on a fixed income. Can she lower her property taxes? Yes, and Wellington is one of the better places in the county to be for this. Wellington adopted the Limited Income Senior Exemption at the top amount of $50,000, and Palm Beach County adopted $25,000, so both portions of her bill can come down. Her prior-year household income has to have been at or below $38,686, and she needs to already have or qualify for the regular homestead exemption. File form DR-501SC with the Property Appraiser by March 1 and expect to show a 1040 or a Social Security 1099. Call 561-355-2866 with the exact address.

My parents live in Boca Raton and my aunt lives in Jupiter. Do they get the same break? No, and this is the biggest gap in Palm Beach County. Jupiter adopted the senior exemption at $50,000. Boca Raton does not appear on the Property Appraiser's list of adopting authorities at all. Your parents in Boca Raton still get the standard homestead exemption, the Save Our Homes cap, and the $25,000 Palm Beach County portion, because the county passed its own ordinance, but there is no Boca Raton city-portion senior exemption to apply for. Your aunt in Jupiter gets both the county and the town portions. Both households should still call 561-355-2866, because the county piece alone is worth having.

Dad has been in the same Delray Beach house since 1998 and it is worth about $230,000. Is there anything better than the regular senior exemption? Very likely yes. Delray Beach is one of only two Palm Beach County cities, along with Boynton Beach, that adopted the Super Senior Citizen Exemption. He needs to meet the limited income senior qualifications, have owned and lived there at least 25 years, and have a market value under $250,000 at the time of application. He clears the years and looks likely on value. Because this exemption equals the assessed value rather than a flat amount, it can eliminate the Delray Beach portion of his bill. Call 561-355-2866 and ask them to run him for the Super Senior version, not just the regular one.

Dad is homebound in Boca Raton and can't cook. How do we get him meals? Call The Volen Center at 561-395-8920, which is the south county agency, at 1515 West Palmetto Park Road in Boca Raton. Also call the Palm Beach County Division of Senior Services at 561-355-4746, which runs the county's home delivered meals program and will do a case management assessment. Do not start with Meals on Wheels of the Palm Beaches for a Boca address: their delivery area runs from Lantana Road north through Jupiter plus some Delray Beach senior communities, so Boca Raton is outside it. If you are not sure which agency covers an address, the Elder Helpline at 1-866-684-5885 will route you in one call.

The air conditioning died and my mother is 81 in Lake Worth. Who helps? Because she is over 60, start with the county's own EHEAP through the Division of Senior Services. Her closest office is the Mid County Senior Center at 3680 Lake Worth Road, 561-357-7100. EHEAP covers one cooling benefit between April 1 and September 30, not to exceed $400, and it requires a verifiable energy crisis. Call before you go, because it runs while funds last. In parallel, apply for LIHEAP at floridaliheap.com or 1-833-273-9455, which pays up to $1,000 for a crisis. If the unit needs replacing rather than paying a bill, ask the county's Department of Housing and Economic Development at 561-233-3600 when its repair application window next opens.

My parent can't drive anymore. What rides are available in Palm Beach County? Two main options, and the paratransit rules just changed. If a disability prevents using the regular bus, apply for Palm Tran Connection at 561-649-9838, option 7. Since January 18, 2026 it splits into Connection ADA for trips within three-quarters of a mile of a bus route and Connection Plus for trips outside that band, so ask which one fits the trips your parent actually takes. If your parent can still ride a regular bus, the half fare is the bargain: $55 for a 31-day pass instead of $70, or $1 a ride, for anyone 65 and over with a driver license or Florida ID. Register at PTdiscount@pbcgov.org. In the south county, The Volen Center's Community Coach at 561-395-8920, option 5 covers Boynton Beach south to north Broward for a nominal fee.

Someone is trying to foreclose on my mother's reverse mortgage. Can she get a free lawyer? Yes, and she does not have to prove she is poor to get one. The Elder Law Project at the Legal Aid Society of Palm Beach County serves residents 60 and older regardless of income, and reverse mortgage foreclosure defense is specifically on its list, along with regular mortgage foreclosure, debt collection defense, garnishment, Medicaid, and exploitation by a family member or caregiver. Call 561-655-8944 or 800-403-9353. If they are at capacity, call Florida's Senior Legal Helpline at 1-888-895-7873, which serves Florida residents 60 and older statewide.

Is my father's PACE program real? I saw two listed for Palm Beach County. Only one is operating. MorseLife PACE, also called Palm Beach PACE, runs centers in West Palm Beach, Delray Beach, and Greenacres and is listed as Operational in Florida AHCA's February 2026 PACE report with 1,006 enrollees. The second name, Kinship Palm Beach PACE, appears in that same report as undergoing review with an application still pending state approval, which means it cannot enroll anyone yet. Call MorseLife at 561-529-9829 for West Palm Beach, 561-325-6439 for Delray Beach, or 561-332-1762 for Greenacres.

Sources

Palm Beach County Property Appraiser, Limited Income Senior Exemption: age 65 or older; household income limit of $38,686 for the 2026 exemption, based on the prior year's income and excluding tax-exempt bond interest and non-taxable Social Security income; proof by federal 1040 or Social Security 1099; application by March 1 on form DR-501SC; full list of adopting taxing authorities and amounts (Palm Beach County $25,000; Boynton Beach $25,000; Delray Beach $25,000; Greenacres $25,000; Haverhill $50,000; Juno Beach $50,000; Jupiter $50,000; Jupiter Inlet Colony $50,000; Lake Park $10,000; Lake Worth Beach $25,000; Lantana $25,000; Loxahatchee Groves $50,000; North Palm Beach $25,000; Palm Beach Gardens $25,000; Palm Springs $25,000; Riviera Beach $50,000; Royal Palm Beach $5,000; South Palm Beach $25,000; Tequesta $25,000; Wellington $50,000; West Palm Beach $25,000), with the stated caveat that the additional benefit applies only to taxes levied by those authorities and not to other taxing authorities such as the school district; Super Senior Citizen Exemption offered by the cities of Boynton Beach and Delray Beach requiring ownership and permanent residence for at least 25 years and a market value under $250,000 at the time of application; office at 301 N. Olive Ave., 1st Floor, West Palm Beach, FL 33401, 561-355-2866, myexemption@pbcpao.gov: https://pbcpao.gov/limited-income-senior.htm . Verified August 6, 2026.
Palm Beach County Property Appraiser, Exemptions, Do You Qualify: standard homestead of $25,000 plus an additional homestead based on assessed value of at least $50,000; $5,000 widow or widower requiring a death certificate; $5,000 civilian total and permanent disability or legal blindness via Form DR-416B, VA letter, or Social Security letter; income-restricted total and permanent disability exemption with annual renewal; $5,000 service-connected disabled veteran 10 to 90 percent; combat-related disability discount equal to the disability percentage for veterans 65 or older; full exemption for total and permanent service-connected disabled veterans; disabled first responder and surviving spouse exemptions; deployed military exemption on Form DR-501M: https://pbcpao.gov/do-you-qualify.htm . Verified August 6, 2026.
Florida Department of Revenue, Two Additional Homestead Exemptions for Persons 65 and Older, revised January 2026: household income limitation of $38,686 for 2026 and $37,694 for 2025; confirms the two exemptions are local-option under s. 196.075, F.S. and Art. VII s. 6(d) of the Florida Constitution, apply only to the millage of the adopting county or city, and do not apply to school district or other taxing unit millage; confirms the second exemption equals the assessed value of the property for an owner with just value under $250,000 who has maintained permanent residence at least 25 years and is 65 or older: https://floridarevenue.com/property/Documents/AdditionalHomesteadExemptions.pdf . Verified August 6, 2026.
Palm Beach County, Municipalities page: "There are 39 incorporated municipalities within Palm Beach County." Full list used to determine which municipalities do not appear on the Property Appraiser's adopting list: https://discover.pbc.gov/pages/municipalities.aspx . Verified August 6, 2026.
Constitutional Tax Collector, Serving Palm Beach County, Installment Payment Plan: estimated property tax must total more than $100; enrollment November 1 through April 30; 1st installment one quarter of estimated taxes with a 6 percent discount if paid by June 30 and removal from the plan if not paid by July 31; 2nd installment due September 30 at 4.5 percent; 3rd installment due December 31 at 3 percent; 4th installment due March 31; phone 561-355-2264: https://www.pbctax.gov/taxes/installment-payment-plan/ . Early payment discounts of 4 percent in November, 3 percent in December, 2 percent in January, and 1 percent in February: https://www.pbctax.gov/taxes/property-tax/ . Verified August 6, 2026.
Area Agency on Aging of Palm Beach/Treasure Coast, Helpline: 1-866-684-5885, Monday through Friday 8 a.m. to 5 p.m., staff assisting in English, Spanish, and Creole with translation available in over 250 languages; serving Palm Beach, Martin, Okeechobee, St. Lucie, and Indian River counties; office at 701 Northpoint Parkway, Ste 115, West Palm Beach, FL 33407: https://www.aaapbtc.org/helpline/ . Cross-checked against the Florida Department of Elder Affairs ADRC directory, which lists PSA 9 at 701 Northpoint Parkway, Suite 115, West Palm Beach, FL 33407, direct line (561) 684-5885 and toll free (866) 684-5885: https://elderaffairs.org/resource-directory/aging-and-disability-resource-centers-adrcs/ . Verified August 6, 2026.
Area Agency on Aging of Palm Beach/Treasure Coast, SHINE Medicare counseling: SHINE described as a volunteer-based program of the Florida Department of Elder Affairs providing free, unbiased, and confidential counseling on Medicare eligibility and enrollment, plan choices, appeals, Medigap, long-term care insurance, prescription drug plans, and fraud; 1-866-684-5885 and 561-684-5885, 8 a.m. to 5 p.m. Monday through Friday: https://www.aaapbtc.org/medicare-counselingshine/ . Programs and Services page listing Alzheimer's Disease Initiative (18 and older with a diagnosis of Alzheimer's or a related disorder, caregivers 18 and older), Community Care for the Elderly (60 and older, functionally impaired), Home Care for the Elderly (care recipient 60 and older, caregiver 18 and older living in the home, three or fewer elders), Older Americans Act services, and the Florida Abuse Hotline at 1-800-962-2873: https://www.aaapbtc.org/programs-services/ . Verified August 6, 2026.
Palm Beach County Community Services Department, Division of Senior Services: 561-355-4746, 810 Datura Street, West Palm Beach, FL 33401, Monday through Friday 8 a.m. to 5 p.m.; programs listed as Adult Day Care, Case Management, Emergency Home Energy Assistance Program (EHEAP), Nutrition Program, Senior Centers, Congregate Meal Sites, and Volunteer Opportunities, plus health promotion, AARP Tax Aide, recreation and fitness, and Book Mobile library service; senior centers require no membership or fee, with hot lunch served daily; page also lists PBC Palm Tran 561-841-4200, Palm Tran CONNECTION 561-649-9838, and the Area Agency on Aging's Elder Helpline 1-866-684-5885: https://discover.pbc.gov/communityservices/seniorservices/Pages/default.aspx . Division brochure describing DOSS as the designated lead agency for older adult programs, with multilingual case management staff and offices in West Palm Beach, Palm Beach Gardens, Lake Worth, and Belle Glade: https://discover.pbcgov.org/communityservices/seniorservices/PDF/DOSS_brochure.pdf . Verified August 6, 2026.
Palm Beach County Division of Senior Services, Emergency Home Energy Assistance for the Elderly Program (EHEAP): assists low-income households including at least one individual age 60 or older experiencing a home energy crisis; one summer cooling crisis benefit April 1 to September 30 and one winter heating benefit October 1 to March 31, not to exceed $400; consumer must have a verifiable home energy crisis, must have resided in the EHEAP service area when the energy costs were incurred, and must not live in government subsidized housing where heating and cooling are totally included in the rent; assistance provided while funds remain available; application sites at Administration 810 Datura Street, West Palm Beach (561-355-4746), Mid County Senior Center, 3680 Lake Worth Road, Lake Worth (561-357-7100), North County Senior Center, 5217 Northlake Blvd., Palm Beach Gardens (561-694-5435), and West County Senior Center, 2916 State Road 15, Belle Glade (561-996-4808): https://discover.pbc.gov/communityservices/seniorservices/pages/eheap.aspx . Verified August 6, 2026.
Palm Beach County Community Action, Utility Assistance (LIHEAP): eligibility requires residing in Palm Beach County, a utility bill in a household member's name, and total household income at or below 60 percent SMI or 150 percent FPLG; benefit limits of up to $1,000 for Crisis (winter and summer) and up to $700 for Home Energy; apply at floridaliheap.com/relief_program, call the Call Center at 1-833-CSD-WILL (1-833-273-9455), or schedule an in-person appointment at 561-355-4792; states that particular efforts are made to serve the elderly and those with special needs; service centers at 810 Datura Street West Palm Beach, 1440 Martin Luther King Blvd Riviera Beach, 1699 Wingfield Street Lake Worth, 225 South Congress Avenue Delray Beach, and 38754 State Road 80 Belle Glade: https://discover.pbcgov.org/communityservices/communityaction/pages/utility-assistance.aspx . Verified August 6, 2026.
Palm Beach County Community Services, rental assistance portal: states that intake for rental and relocation assistance is closed because maximum capacity for the current month has been reached, with the next opening announced on the site, while utility assistance remains open; call 833-CSD-WILL, 8 a.m. to 4:30 p.m.: https://www.rentalassistancepbc.org/ . Note: that page renders the alphanumeric line as 833-239-9455, which does not match the letters CSD-WILL; this article uses 1-833-273-9455, the digits published twice on the county's own utility assistance page above. Verified August 6, 2026.
211 Palm Beach and Treasure Coast: helpline available 24 hours a day, every day, phone (561) 383-1112, Help@211pbtc.org, with online chat and directory; senior programs listed as Elder Crisis Outreach and Sunshine Calls: https://211palmbeach.org/seniors . Sunshine Calls described as a free telephone reassurance program for seniors 60 and older, the homebound or disabled, and isolated family caregivers 18 or older, with calls daily, seven days per week, between 7:30 a.m. and 5:00 p.m., serving Indian River, Martin, Okeechobee, Palm Beach, and St. Lucie counties; sign up by dialing 2-1-1, emailing sunshine@211pbtc.org, or completing the online form: https://211palmbeach.org/sunshine . Verified August 6, 2026.
Meals on Wheels of the Palm Beaches, Meal Service Program: eligibility for seniors 65 and older who are homebound, spending at least 80 percent of their time at home and present for weekday deliveries; no income requirement; sliding scale of $1.75 to $7.00 per meal, roughly $35 to $140 for four weeks; delivery from Lantana Road north through Jupiter and to senior communities in Delray Beach, with coverage confirmed by address; service typically begins within two weeks of completed paperwork: https://mealsonwheelspalmbeaches.org/programs/meal-service-program . Contact 561-802-6979, eligibility at extension 7, P.O. Box 247, West Palm Beach, FL 33402, open Monday through Thursday 9 a.m. to 5 p.m. and Friday 9 a.m. to 3 p.m.: https://mealsonwheelspalmbeaches.org/contact . Verified August 6, 2026.
The Volen Center (formerly Mae Volen Senior Center), Senior Supportive Services: home-delivered meals, companion care, respite, homemaking, personal care and supplies, adult day care, transportation, and life enrichment, coordinated through the Area Agency on Aging Palm Beach/Treasure Coast; main office 1515 West Palmetto Park Road, Boca Raton, FL 33486, 561-395-8920; Adult Day Care Program at 850 North Congress Avenue, Delray Beach, FL 33445, 561-265-3667: https://volencenter.com/our-programs/senior-supportive-services/ . Transportation: Community Coach group rides in wheelchair-equipped vehicles for a nominal fee, serving from Boynton Beach south to north Broward, to medical appointments, food stores, and social and religious activities, Monday through Friday only with reservations required, scheduling at 561-395-8920, option 5: https://volencenter.com/our-programs/transportation/ . Verified August 6, 2026.
Palm Beach County Food Bank: 701 Boutwell Road, Suites A-2, Lake Worth, FL 33461, 561.670.2518, info@pbcfoodbank.org; distributes through more than 200 partner agencies including food pantries, schools, churches, shelters, and mobile food pantries; Find Food tool on the site; senior programs Produce for Seniors (biweekly boxes of fresh produce and recipes) and Groceries for Seniors (shelf-stable food and recipe cards delivered to low-income seniors every two weeks through community organizations): https://www.pbcfoodbank.org/ . Verified August 6, 2026.
Palm Beach County Department of Housing and Economic Development: 100 Australian Avenue, 5th Floor, West Palm Beach, FL 33406, 561-233-3600, hedcomments1@pbcgov.org; homepage states "Emergency Repair Program - opens June 8, 2026 at 8:00 AM and closes June 26, 2026 at 11:59 PM"; SHIP Foreclosure Assistance also referenced: https://discover.pbc.gov/HED/Pages/default.aspx . Note: the department's SHIP and ARPA owner-occupied housing rehabilitation program pages returned HTTP 404 when checked on this date, which is why this article routes readers to the department by phone for current terms and application windows rather than stating award amounts or income limits. Verified August 6, 2026.
Palm Tran, How to Qualify for Paratransit: the Palm Beach County Board of County Commissioners approved new paratransit guidelines on April 8, 2025, launching January 18, 2026, splitting service into Connection ADA (pick-up and drop-off within and up to three-quarters of a mile of the fixed-route network) and Connection Plus (pick-up or drop-off outside three-quarters of a mile); riders must apply and be approved; 561-649-9838 option 7 or toll free 1-877-870-9849, 8 a.m. to 5 p.m. Sunday through Saturday; online booking through PassWeb after approval: https://www.palmtran.org/how-to-qualify/ . Connection fare of $4.00 single ride, payable via the Connection App or Tickets to Ride purchased at 50 S. Military Trail Rm 122, Palm Springs, FL 33415: https://www.palmtran.org/connection-fares/ . Verified August 6, 2026.
Palm Tran, Half/Reduced Fare: eligible categories are Senior (65+), Student (21 or under), Disabled, Medicare, and Veterans Administration; full fares $2 single trip, $5 unlimited 1-day pass, $70 unlimited 31-day pass; reduced fares $1 single trip, $3.50 day pass, $55 monthly pass; seniors prove eligibility with a valid driver license or Florida State ID card; register at PTdiscount@pbcgov.org or the Palm Tran Central County Facility, 1200 S. Congress Ave., Palm Springs, FL 33406; Medicaid cardholders do not qualify and there is no age at which seniors ride free: https://www.palmtran.org/half-reduced-fare/ . Verified August 6, 2026.
Legal Aid Society of Palm Beach County, Elder Law Project: free services to residents 60 or older regardless of income in Palm Beach, Martin, St. Lucie, Okeechobee, and Indian River counties, plus caregivers to seniors and grandparents or relative caregivers raising minor children; covers abuse, neglect or exploitation by family members or caregivers, domestic violence protective orders, landlord-tenant, public and subsidized housing, eviction defense and unlawful detainer, SSI and Social Security, Medicaid including Qualified Income Trusts, Medicare, managed care and long-term care, debt collection defense, garnishment defense, mortgage and reverse mortgage foreclosure defense, bankruptcy, and scams and fraud; 561-655-8944, toll free 800-403-9353, 423 Fern Street, Suite 200, West Palm Beach, FL 33401; Monday through Thursday 9 a.m. to 5 p.m. and Friday 9 a.m. to 4 p.m.: https://legalaidpbc.org/elderly/ . Verified August 6, 2026.
Bay Area Legal Services, Florida Senior Legal Helpline for eligible Florida residents aged 60 and older statewide at (888) 895-7873, Monday through Friday 9 a.m. to 4:30 p.m., covering housing problems, family matters, government benefits, contract issues, caregiver services, guardianship, and elder abuse prevention, with free language interpreters: https://bals.org/help/seniors . Verified August 6, 2026.
Alzheimer's Community Care: headquarters 1615 Forum Place, 5th Floor, West Palm Beach, FL 33401, main line (561) 683-2700, 24/7 assistance line (800) 394-1771 for non-medical dementia-related concerns; provides Family Navigators at no cost to families, education and training, and caregiver support groups; serves Palm Beach, Martin, and St. Lucie counties: https://www.alzcare.org/contact . Verified August 6, 2026.
Florida Agency for Health Care Administration, Program of All-Inclusive Care for the Elderly Monthly Report, February 2026 (updated 03/04/2026): the PACE Organization Data by County table lists Palm Beach County with MorseLife PACE, status Operational, 1,006 enrollees for the current month and 1,121 unique individuals served for the fiscal year to date, and Kinship Palm Beach PACE with status "Undergoing Review"; the operational table lists MorseLife PACE for Palm Beach with initial AHCA approval 5/28/2013, 1,306 slots approved and 1,206 slots funded; the applications table lists Kinship Palm Beach PACE, service area Palm Beach, application received 6/30/2025, status "Pending Initial AHCA Approval", with the Agency reviewing additional information received February 19, 2026; report states PACE eligibility requires being 55 years of age or older, meeting nursing facility level of care, residing in a designated service area, and being able to be safely served in the community: https://ahca.myflorida.com/content/download/28770/file/February%202026%20PACE%20Report.pdf . Verified August 6, 2026.
MorseLife PACE (Palm Beach PACE): centers at 4847 David S. Mack Drive, West Palm Beach, FL 33417, 561-529-9829; 2475 West Atlantic Avenue, Delray Beach, FL 33445, 561-325-6439; and 4550 Jog Road, Greenacres, FL 33467, 561-332-1762; all Monday through Friday 8 a.m. to 5 p.m.; eligibility requires being 55 or older, living within a PACE center service area, meeting Florida's medical eligibility requirements including a Department of Elder Affairs determination of qualification for nursing home care, being able to live safely in the community, and being eligible for Medicaid and Medicare or Medicaid only; services include primary and specialty medical care, skilled nursing, physical, occupational and speech therapy, prescriptions, medical equipment, adult day care, home health care, transportation, laboratory and diagnostic services, hospitalization, and end-of-life care: https://morselife.org/pace/ . Verified August 6, 2026.
Florida Department of Elder Affairs, Statewide Medicaid Managed Care Long-Term Care Program: age 65 and over and eligible for Medicaid, or age 18 and over and eligible for Medicaid by reason of a disability, plus a CARES (Comprehensive Assessment and Review for Long-Term Care Services) determination of nursing home level of care; minimum covered services including adult companion, adult day care, assistive care, assisted living facility services, attendant care, behavior management, caregiver training, case management, home accessibility adaptation, home delivered meals, homemaker, hospice, nursing care, medical equipment and supplies, medication services, nursing facility care, nutritional assessment, occupational, physical, respiratory and speech therapy, personal care, emergency response systems, respite care, and transportation; contact the local Aging and Disability Resource Center or the statewide Elder Helpline 1-800-96-ELDER: https://elderaffairs.org/programs-and-services/statewide-medicaid-managed-care-long-term-care-program/ . Verified August 6, 2026.
Florida Department of Children and Families, public assistance programs (Food Assistance, Temporary Cash Assistance, Medicaid), MyACCESS portal at myaccess.myflfamilies.com, customer call center (850) 300-4323: https://www.myflfamilies.com/services/public-assistance . Florida Abuse Hotline 1-800-962-2873, accepting reports of known or suspected abuse, neglect, or exploitation of a vulnerable adult 24 hours a day: https://www.myflfamilies.com/services/abuse/abuse-hotline . Verified August 6, 2026.

Verified August 6, 2026. Program names, phone numbers, income limits, and deadlines change. Confirm directly with each program before you rely on it.

Ryan Riggins, NC Real Estate License #361546, eXp Realty. Riggins Strategic Solutions is an education and media company, not a real estate sales business. Not financial, tax, medical, or legal advice. Programs and contacts change, confirm directly before relying on them.